Hardship Letter to Wells Fargo

{Account Number}
{Your Name}
{Contact Number}

Wells Fargo Financial Real Estate
ATTN: Home Preservation Department
{Address}
{Address}

{Date}

To Whom It May Concern:

I am writing with regard to my home at {address}, which has a mortgage owned by Wells Fargo. I have been behind on my mortgage payments since {date}, and I am writing to begin the process of resolving this situation.

I fell behind on my payments because {detail the reasons for hardship, including medical problems, death, job loss, etc.}, which occurred {date}.

I am unable to pay the monthly payments as is, but I believe I can afford {amount in dollars} per month, beginning {date}.

My home {is/is not} up for sale, and the property taxes and homeowner's insurance {is/is not} current.

I have attached my financial information, including a detailed account of my income, recent pay stubs, and {any other information they've asked for or you think is relevant}.

It is my hope that we can bring a swift and satisfying resolution to this problem as quickly as possible.

Please contact me at your earliest convenience.

Sincerely,

{Sender Name}

Download this hardship letter — free!