Hardship Letter for Loan Modification

{Your Name}
{Your Address}
{Address Continued}
{Your Phone Number}

{Mortgage Company Name}
ATTN: {appropriate department}
{Address}
{Address Continued}

{Date}

RE: loan modification for {Name}

To Whom It May Concern:

I am writing this letter in support for my loan modification plan for the {mortgage, loan, etc.} on the {home, car, etc.} located at {address}. My intention is to stay in my home, and my hope is that the loan modification will allow me to get my loan in order and back on the right path.

I have been unable to pay my mortgage payments on time due to {explanation of the reasons you are experiencing hardship; be specific}.

I have attached the appropriate financial documents, including {list of documents}, which should illustrate to you how serious my situation has become.

I hope that we can work together, and quickly, to modify this loan so that I may begin to make the payments again as soon as possible.

Sincerely,

{Sender Name}

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