Job Loss Hardship Letter

{Name}
{Address}
{Phone #}

{Date}

Dear {representative}:

I am writing to inform you that due the extreme hardship of job loss, I am unable to make the full payment of {amount} toward my {mortgage/credit card/car loan/etc.}. I would like to request an extension or reduced payment amount until I can get back on my feet.

I have enclosed a letter from my former employer explaining that my termination on {date} was for reasons outside of my control.

Thank you very much for your consideration. I am confident that I will rebound and resume full payments within {time period}. With your help, I can emerge from this setback with my {home/property/credit score} intact.

Sincerely,

{Sender Name}

Enclosure: letter from employer

Index of Hardship Letter Examples