Dear {debtor or other entity}:
I am writing to request {loan extension/increased aid/etc.} in light of increased insurance costs facing my family.
After {job loss/illness/death} on {date}, our family lost our employer-based insurance policy. Whereas that expense had been {amount} per month, we are now paying {amount} for {COBRA/ACA Marketplace plan/private insurance}. Paying this cost is a great hardship.
We hope that this added expense is only a short-term setback. In the meantime, your flexibility and consideration are deeply appreciated.
Sincerely,
{Name}
Download this hardship letter — free!
Formatted and ready to use with Microsoft Word, Google Docs, or any other word processor that can open the .DOC file format.
Index of Hardship Letter Examples