I am writing this letter to request the short sale of my home. In addition to my recent {diagnosis/job loss/relocation/divorce/etc.}, the housing crisis has put me in the unfortunate position of having negative equity.
On {date}, {financial or relational situation that caused undue hardship}, which requires that I sell my property. Unfortunately, my house at this time has an upside-down property value. I am currently in danger of repossession and simultaneously remaining in debt.
{List steps you have taken to avoid this situation and why it was not possible}. I have also cut out {superfluous activities} in order to save {amount} a month, but it isn't enough.
I am sincerely attempting to avoid bankruptcy, but I am running out of options. I have made every effort to stay ahead of this crisis, but short sale at this point is my last chance to avoid financial destitution. Please consider {attached documents} and contact me at your earliest convenience to discuss the terms.
Thank you for your consideration and understanding.
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Index of Hardship Letter Examples