I would like to request a {loan modification/reduction/forgiveness}, specifically {brief payment proposal plan}. Although I have faithfully paid all of my bills on time for my entire working life, after a recent injury I find myself unable to meet demands.
On {date}, {description of event that caused injury}. It was later determined that I had {diagnosis of injury}. Because I was not at work at the time of the injury, I was unable to receive worker's compensation. Unfortunately, the injury also keeps me from being able to adequately perform the work required at my job (see Doctor Statement, attached).
I will be unable to return to work until {date} and my income will drop from {amount} to {amount} in the meantime. Attached is a list of essential payments that I need to make in that time. I think you will see how I cannot hope to cover all these payments in that amount of time.
Please let me know what I can do so that we can work out a payment plan. Thank you for your time and consideration.
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Index of Hardship Letter Examples