Guardianship Expenses Hardship Letter

{Name}
{Address}
{Phone #}

{Date}

Dear {creditor}:

We wanted to let you know as soon as possible about a situation that has arisen, as it will temporarily affect our ability to make timely payments on our loan.

We have recently taken guardianship of our {relative/friend's} child due to {abandonment/abuse/neglect}.

While we feel blessed to welcome this child into our home, there is no doubt that it has also created an extreme hardship. Beyond the obvious additional expenses of food and daily living, we have had to buy all new clothes as well as some pieces of furniture.

The good news is that we anticipate financial assistance for the child's care to be affirmed through the system in the coming months. My hope is that you will be able to accept a lower payment of {amount} rather than {amount}. Additionally, we request that any late fees be waived.

I have enclosed the court order laying out the situation and the date we took guardianship as well as several receipts illustrating the added expenses to our family.

Thank you very much for your patience and compassion while our family makes this challenging transition. We anticipate being able to return to the regular payment amounts and schedule by {date}.

Sincerely,

{Sender Name}

Enclosures: court order, receipts

Index of Hardship Letter Examples