Dear {entity or individual}:
I'm writing to request flexibility in {loan repayment or other matter}. I have been furloughed from my job due to {Covid-19/seasonal slowdown/other issues}. I have been able to access temporary unemployment benefits, but they fall short of my usual wages. I have quite a few financial commitments, including {examples}.
My employer expects to be able to bring me back by {date}. I would like to propose {lower payments/deferral/forgiveness/etc.} until {date}. Please let me know what level of flexibility you are able to offer.
Thank you in advance for your patience and compassion.
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Index of Hardship Letter Examples