Dear {college}:
Our child, {Name}, will be attending {College Name} starting this fall.
We do not need to access the college’s health insurance plan, as we already have comparable coverage that is valid in {state/region}. Our family is covered under {Insurance Company/ACA/Tricare/etc.}. The plan includes full non-emergency and behavioral health care, and we have already secured a primary care provider in {College Town}.
Additionally, paying the {amount} premium for the school-based insurance would pose a financial hardship for our family.
I’ve attached the college’s waiver form along with {Name}’s current insurance card.
Sincerely,
{Name}
Attachment: waiver form
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Index of Hardship Letter Examples